What Stores Accept Afterpay? (2024)

April 10, 2024

Afterpay has grown into a globally preferred payment option for users as it allows splitting payments into smaller, manageable installments over time. This blog will walk you through the list of stores that accept Afterpay and the benefits you can expect from using Afterpay.

How Afterpay Works?

Afterpay is a no-cost digital payment service or app that offers a Buy Now, Pay Later (BNPL) option. This means customers can make purchases immediately and pay for them later in installments over a specified period.

While this may seem similar to a credit card, Afterpay stands out because it does not apply interest charges or additional fees, except for late fees, which are limited to 25% of the purchase price. When making a purchase, consumers must pay an initial 25% of the total cost upfront, followed by the remaining amount in four equal payments over six weeks.

Can You Use Afterpay In-Store?

Yes, Afterpay allows users to use Afterpay cards in-store. Follow the below steps to learn how;

Step 1: Installing the Afterpay App and Setting Up the Card

Download the Afterpay app and navigate to the 'In-Store' section to initiate the Afterpay Card setup. Follow the on-screen instructions to add the card to your digital wallet.

Step 2: Locating Participating Stores

Use the 'In-Store' tab within the app to discover nearby stores that accept Afterpay as a payment method.

Step 3: Making a Purchase and Payment Plan

At the checkout, select Apple Pay or Google Pay to complete the transaction with your Afterpay Card. You can then split the total cost into four manageable payments over six weeks.

What Stores Accept Afterpay?

Initially, Afterpay was designed for online purchases, but now it has expanded its usage in-store at many retailers. The repayment process is still the same, whether online or in-store. Stores that accept Afterpay include;

Fashion and Apparel

Numerous fashion retailers, from luxury to budget-friendly, now support Afterpay. Brands like ASOS, Forever 21, Urban Outfitters, H&M, and Boohoo are part of Afterpay.

Beauty and Cosmetics Shops

Beauty and cosmetics enthusiasts can use Afterpay at stores like Sephora, Ulta Beauty, MAC Cosmetics, and ColourPop, making buying skincare, makeup, and haircare essentials easier.

Home Goods and Furniture

Afterpay is available at stores such as Wayfair, Bed Bath & Beyond, Overstock, and Ashley HomeStore for home furnishings or appliance upgrades.

Afterpay Options in Electronics and Gadgets

Tech lovers will find Afterpay convenient at electronic stores like Best Buy, Apple, Microsoft, and Samsung. It supports purchases of the newest tech products, from smartphones to gaming consoles.

Afterpay for Sports and Fitness Gear

For those into sports and fitness, Afterpay can be used at Nike, Adidas, Under Armour, and Dick's Sporting Goods, offering a flexible way to finance athletic gear.

Afterpay in Jewelry and Accessories Stores

For jewelry or accessories shopping, Afterpay is accepted at Pandora, Kate Spade, Michael Kors, and Zales, making it easier to spread out the cost of these products.

Advantages of Afterpay

Though a more recent trend, the 'Buy now, pay later' (BNPL) model is quickly becoming popular in the industry, significantly as prices increase. Customers enjoy the flexibility of purchasing products immediately without needing full payment upfront.

Afterpay, among other BNPL options, allows shoppers to make purchases online or in-store up to a specific credit limit, with the ability to pay off the total in scheduled installments. Unlike credit cards, Afterpay doesn’t impose interest or additional fees, except for a nominal charge in case of delayed payments.

Conclusion

Shopping with Afterpay opens up a world of possibilities. From fashion and beauty to homewares and electronics, your favorite stores are likely to accept Afterpay. Simply head over to the Afterpay app or website and browse their extensive list of retailers, categorized for your convenience. Happy shopping!

FAQs

Can I use Afterpay on Amazon?

Even though Afterpay is not directly integrated into Amazon's checkout process, you can still use it for Amazon purchases. You can use a single-use Afterpay credit card, purchase Amazon gift cards via Afterpay, or make purchases through the Afterpay app for Amazon products.

What happens if I don't pay Afterpay?

If you miss making a payment, your account will be instantly frozen, preventing further purchases with Afterpay until you settle the outstanding payments. Late fees may apply. Additionally, you might observe a reduction in your spending limit.

Why won't my Afterpay work online?

If your card needs to be fixed online, verify whether your card is active and not restricted. If your bank has blocked your card, your transaction will be unsuccessful, and Afterpay cannot bypass this block. If you need more clarification, contact your bank for confirmation.